About QQPay
QQPay is a licensed cross-border payment platform designed to remove complexities and hidden costs, promote financial inclusion and simplify international payments.
Our Mission
Founded in 2009 in Southeast Asia, QQPay emerged to solve a critical mismatch in the global banking system. We believe that moving money across borders should be as simple as sending a message. QQPay was founded to remove the complexities, hidden fees, and delays that have long plagued international payments.
By combining cutting-edge fintech infrastructure with deep regional expertise, we deliver payment solutions that are fast, cost-effective, and fully compliant with regulatory requirements in every market we serve.
Licensed & Regulated
QQPay is a licensed global payment and cross-border money transfer platform dedicated to making international transactions fast, transparent, cost-effective, and secure for everyone - from individual workers to expanding small businesses and corporate enterprises.
Our Approach & Philosophy
Compliance & Integrity
We are committed to conducting our business operations in line with combating money laundering activities and preventing the use of funds for illegal means. We comply with FATF policy and perform continuous AML monitoring. Employees are continuously trained to identify and counter illegal activities and override any profit motive.
We are guided by the unchanging 'Customer First' philosophy and by our commitment to the 'Know Your Client' rule.
Customer-First Business Model
In accordance with QQPay's business model and core principles, our bank accounts do not earn interest and thus, we are not motivated to exploit customer funds to earn interest, nor are we motivated to delay payments.
What does QQPay do?
QQPay provides an end-to-end Fintech-as-a-Service (FaaS) platform and digital payment ecosystem covering 100+ countries and 50+ currencies.
Real-Time Cross-Border Transfers
Instant and same-day international money transfers with transparent, low-margin FX rates.
SME & B2B Solutions
Streamlined B2B payments enabling businesses to pay overseas suppliers and manage multi-currency trade without traditional banking friction.
Trade Collections & Conversions
Dedicated global collection accounts that make receiving international payments seamless for importers, exporters, and digital retailers.
Digital Payment Infrastructure
Scalable payment rails supporting online banking, card processing, e-wallets, and automated payout networks.
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